Welcome to Towns Lending
At Towns Lending, we specialize in same-day funding solutions designed to help small businesses across the United States thrive. Whether you're looking for a merchant cash advance, line of credit, term loan, invoice factoring, or AR financing—we’re here to deliver fast, flexible capital when you need it most.
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Get approved in hours.
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No collateral required.
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Trusted by small businesses nationwide.
Our vision
Our Mission: Funding Your Business Growth
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Towns Lending was founded in 2018 by Amir Towns, inspired by real-world struggles of running small businesses without access to quick capital. Many businesses fail not because of ideas—but because of cash flow. That’s why we built a fast, no-hassle lending platform for real businesses needing real solutions.
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From merchant cash advances to SBA loans, we’ve helped thousands of business owners access the funding they need to hire, grow, and scale—with no red tape.
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Let us help you bridge the gap between opportunity and success.
Media
RECEIVE YOUR FUNDS WITHIN 24 HOURS
Featured in
Services
What Our Customers Say
Unsecured
Cash advance
Financing in 24 hours
Lines of Credit and Term Loans
Biweekly and monthly payments
Invoice/AR Factoring
Stabilize and scale business
Contact Me
Funding isn't always one size fits all. We have multiple options to take care of all your funding needs. Contact me to schedule a discovery call.
1621 central ave Cheyenne, Wyoming 82001
614-966-0302
